Comprehensive Financial Planning

Comprehensive Financial Planning pulls together the different aspects of your financial life and allows you to see the big picture. When viewed together, it becomes clearer how decisions in one area of your finances impacts other areas and how short and long term goals may be affected. A comprehensive approach to planning brings synergy in developing strategies that are coordinated to address simultaneously objectives. A comprehensive financial plan includes detailed analysis of several facets of your financial life, including Retirement, Education, Major Purchase, Life Insurance Needs, Disability Needs, Long Term Care Needs, and Estate Planning Needs.

Transactional Investments & Insurance

Investments: In certain circumstances, clients may need to supplement their financial plan through the use of transactional investment products. This may be the case whenever there is no fee based platform to manage the assets and may include annuity products as well as educational 529 plans and certain retirement plan platforms.

Insurance: Insurance products are an integral component of most financial plans. While you are free to contact your insurance agent to provide you with recommended life, disability & long term care products, we can also provide these products through our relationship with LPL Financial or through relationships outside of LPL. Compensation from insurance companies will be based on their standard commission rates which are regulated depending upon the state of sale.